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Since 1960, Goldline has helped customers purchase precious metals, including gold, silver, platinum, palladium, and copper. Owned by A-Mark, a Fortune 500 company, Goldline offers multiple ways to buy these metals and invest. Goldline aims to help you diversify your portfolio and protect you against economic ups and downs. Goldline is a solid option for […]

Home equity lines of credit (HELOCs) aren’t just available through traditional banks and credit unions. With the rise of online lenders comes online HELOCs—and added convenience and efficiency. Online HELOCs not only spare you from commuting or waiting in line but also streamline the entire HELOC process. You can shop for HELOC rates, submit an […]

Inheriting a house with a reverse mortgage can feel like an unexpected burden during an already difficult time. You likely have many questions about your responsibilities and what options you have for dealing with the outstanding loan balance. But depending on your circumstances, you have several paths forward.  Below, we’ll walk through your options—from keeping the […]

A preapproved car loan is a conditional loan approval from a lender for an auto loan. It includes estimates of a loan amount, interest rate, and repayment terms you may be approved for. With a preapproved car loan, you can simplify the car-buying process and potentially save time and money.  Below, we’ll dive deeper into […]

In 2023, the average personal loan borrower took out almost $20,000. Given the high interest rates on credit card debt, debt consolidation was a popular reason for needing a $20,000 personal loan.  To get a $20,000 personal loan, you’ll need to meet certain criteria. Your lender may be choosy about who it lends to, but […]

Struggling to pay your bills can be stressful, so personal loans—funds you can borrow for almost any purpose—may seem to offer a way out.   It’s true that you can use personal loans to pay bills. If you’re in danger of losing your shelter, it’s a better solution than taking out a payday loan. But in […]

The Consumer Financial Protection Bureau reported in 2020 that a sizable percentage of servicemembers struggle with delinquent debts shortly after they leave active duty. A FINRA Investor Education Foundation study found that vets are 40% more likely to be underwater on their mortgage, 28% more likely to make a late home payment, and 9% more […]

If your credit score is between 740 and 850, that’s often considered great to excellent credit. Some lenders with more stringent underwriting requirements may reserve an “excellent” designation for scores above 800, but as long as you’re at or above 740, your credit is in terrific shape. Borrowers with scores that high have plenty of options […]

There are a variety of banks, credit unions, and online lenders that offer $15,000 personal loans to qualifying borrowers. Before a lender approves a $15,000 personal loan, it will review your credit, income, and other financial factors. Some lenders accept lower credit scores than others, but having a strong score will help you qualify for […]

Lenders use credit scores to measure creditworthiness. A FICO score of 580 or below puts a borrower in the poor credit category, indicating higher risk. However, having a credit score in this range doesn’t mean you’re completely shut out of getting a loan if you need one.  You have some options if you’re looking for […]