Новости за 20.01.2018

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• The US government is partially shutdown, but members of Congress are still using their exclusive gym. 
• Some members of the House of Representatives complained to The Washington Post that there weren't enough towels stacked in the gym Saturday morning, and they wondered whether it was because of the shutdown. 
• People on Twitter criticized lawmakers for complaining about the relatively trivial matter amid the shutdown. 

Congress is currently... Читать дальше...

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• There is no quick-fix solution to simplifying your life, rather, it is a cycle that can be repeated over time. 
• As we embrace new passions and possessions in life, it is important that we also take stock of what is essential versus what is clutter.
• Figure out which hobbies and objects are meaningful to you and get rid of everything that doesn't fall into that category. 

Simplifying your life isn't a single project that you can finish and be done with ... Читать дальше...

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• Minnesota Vikings quarterback Case Keenum had a career season in 2017, taking over the starting quarterback spot after beginning the season as a backup.
• Keenum helped learn the Vikings' offense by taking thousands of repetitions with VR, according to ESPN.
• Veteran quarterbacks said it used to take them three years to be fully comfortable in an offense while Keenum mastered it in just one season.

Minnesota Vikings quarterback Case... Читать дальше...

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• Terry Crews has built a career by doing everything from action movies ("The Expendables") and comedy series ("Brooklyn Nine-Nine"), to being a game-show host ("Who Wants to Be a Millionaire") and pitchman (Old Spice).
• But at one point, after playing in the NFL, he was broke and had a job sweeping floors at a factory.
• Now, he's one of the most recognizable faces on the planet — and even has a furniture line.

Terry... Читать дальше...

BI Intelligence

This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

Life insurance is a fundamentally hard product to sell, as it requires people to think about their deaths and promises no immediate rewards.

The way life insurance is sold makes it doubly unattractive, as consumers have to go through an paper-based, lengthy application process and a bothersome medical exam... Читать дальше...

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• While friends and relatives are quick to offer sympathy following the loss of a loved one, sticking around and showing continued support makes the greatest impact. 
• Small gestures, such as stocking up on toilet paper, stamps or even breath mints can make life a little easier for those in mourning. 
• A personal handwritten message goes a long way, and shows that you care. 

The first weeks after losing my husband are a total blur. Читать дальше...

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• The federal government shut down at midnight on Saturday because Congress could not reach a funding deal.
• The shutdown will have a large impact on the military.
• Active duty personnel will remain on the job, but will not recieve pay until the shutdown ends.
• In the event that a servicemember is killed in action during the shutdown, the family would not recieve their $100,000 bereavement benefit.
• Retiree benefits, Veterans Affairs disability benefits... Читать дальше...

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• The former assistant of Goldman Sachs co-president David Solomon stands accused of stealing more than $1.2 million of wine from his employer.
• The stolen wine most notably included seven bottles from the French estate Domaine de la Romanee-Conti, widely considered "among the best, most expensive and rarest wines in the world," according to the indictment.

Goldman Sachs co-president David Solomon has allegedly been bilked out of more... Читать дальше...

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• To ensure you have a great day tomorrow, follow a nightly routine.
• Set a time to stop checking emails and thinking about work.
• Plan the next day, unplug, and spend time with friends and family.
• Remember to think positively — and prioritize sleep.

How you spend your night can have a huge impact on the day that follows.

Do you spend your time ruminating over issues? Or maybe you stress over something that didn't quite go right during the day. Читать дальше...

REUTERS/Maxim Shemetov

• Finland is leading the way on cyber defense. 
• But a new 1.5 million euro cybersecurity initiative is flailing as the nature of what it actually accomplishes remains ambiguous. 
• The European Centre of Excellence for Countering Hybrid Threats is part of a larger effort by NATO and the EU to knit together their members' expertise and help them adapt quickly to the changing face of conflict.

HELSINKI — Located in an unassuming office building filled with boardrooms... Читать дальше...

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We are still three months from the 2018 NFL Draft, but players and teams are already jockeying for position, and experts are starting to weigh in on their early predictions with mock drafts.

We surveyed eight NFL Draft experts who have released mock drafts recently to get a consensus prediction for which players teams might be considering with all 32 first-round picks. Under this format, it is possible for the same player to appear in multiple spots and for... Читать дальше...

Thomson Reuters

Goldman Sachs on Wednesday released results from its fourth quarter, beating analyst expectations with adjusted earnings of $5.68 a share.

Wall Street analysts had been expecting adjusted earnings of $4.90 a share.

Like the other big banks, Goldman Sachs took a hit from the recently enacted tax law. The bank took a hit of $4.40 billion in the fourth quarter related to the tax legislation.

JPMorgan reported a $2.4 billion fourth-quarter loss because of the new tax law... Читать дальше...

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• Upward revisions to S&P 500 profit forecasts have provided crucial fuel for the stock market's ascent to new record highs.
• US equities are surging so much, so quickly, that some Wall Street strategist year-end forecasts have already been surpassed.

It's no coincidence that the stock market's latest batch of record highs has come as corporate earnings season starts in earnest.

That's because upward revisions to profit... Читать дальше...

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• The federal government officially shut down at midnight on Saturday.
• This is the first time in the history of the modern budget process that one party controls the government and employees are being furloughed during a shutdown.

The federal government entered the 18th partial shutdown of the modern budget era at midnight Saturday after the Senate failed to reach a deal on a funding bill.

The modern budget process began with the passage of the Budget Act of 1974. Читать дальше...

BI Intelligence

This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

Cross-border e-commerce is widely expected to be a key growth engine for the global e-commerce industry in the coming years, thanks to a convergence of consumer and market trends.

Major retailers are already expanding their cross-border shipping options, and cross-border online purchases — those between consumers... Читать дальше...

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• Case Keenum and Nick Foles will square off at quarterback when the Minnesota Vikings and the Philadelphia Eagles play in the NFC Championship on Sunday.
• Keenum's and Foles' paths are bizarrely intertwined, beginning in 2015 when they played for the St. Louis Rams before going their separate ways.
• Now, because of injuries, both players are the surprise starters for their teams and playing well.

At the start of the 2017 NFL season... Читать дальше...

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

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If there are two things a traveler should never go without, it’s a good hotel and great wine.

Get the best of both worlds at a stunning property in a classic vinicultural destination, where you’ll be wined and dined by world-class chefs and get to tour impressive vineyards and sample incredible terroir.

From Napa Valley to Mendoza, these wine country hot spots will make an oenophile out of any novice drinker.

1. Six Senses Douro Valley, Portugal

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• Amazon has narrowed its search for the site of its next headquarters, dubbed HQ2, to 20 cities. 
• The list of candidates includes Atlanta, Austin, Boston, Chicago, Dallas, and Denver.
• The company said it will make a final decision this year.

Amazon has waded through 238 proposals from cities across North America that are eager to become the home of its new headquarters, HQ2.

On Thursday, the company announced that it has reduced the list to 20 finalists... Читать дальше...

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For New York City musicians, performing in the subway can provide extra pocket cash, a chance to practice their art, promotion until they stumble on the next opportunity, or even a modestly-paying career.

Performing for donations, also called busking, is legal ever since the constitutionality of a Depression-era ban was challenged in 1970 by poet Allen Ginsburg.

In 2013, we spoke to and photographed some of New York City's subway musicians. Читать дальше...

Hollis Johnson

Grilled chicken: the timid, humdrum sibling of fried chicken.

While nowhere near as glamorous or greasy as its crispy companion, grilled chicken is starting to increase in popularity as it rides the wave of health-conscious dining. Most major fast-food chains offer grilled-chicken options, from sandwiches to nuggets — even Shake Shack is in on the trend now.

But seared chicken isn't masked by a delicious fried coating, so it has to be good to pass muster.

Reuters / Andrew Kelly

• Goldman Sachs says the government shutdown will result in a 0.2% reduction in first-quarter GDP for every week it persists.
• However, it said the negative effect will be reversed in the second quarter, assuming the shutdown ends by then.
• The firm notes that the impact on financial markets will be "very modest."

Expect the government shutdown to slowly drain the US economy, says Goldman Sachs.

Now that the federal government... Читать дальше...

Reuters

• The corporate tax rate is being slashed to 21% from 35% under the US tax law that took effect this year.
• Companies are also getting a repatriation holiday to bring cash from foreign entities back home.
• The cuts are expected to boost US equities in 2018, but it's not immediately clear which specific stocks stand to benefit most.
• Business Insider has conducted a proprietary five-part analysis to identify which stock is truly the king of tax reform. Читать дальше...

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• There are right and wrong ways to get a bartenders attention.
• To figure out just what they are, we asked bartenders from around the world to weigh in.
• Among the many faux pas, don't ever yell, click your fingers — or even wave them. Bartenders hate that.

When the bar is packed and your bartender appears to be out of earshot, what do you do?

Do you wave your credit card in the air? Do you snap your fingers? Or maybe... Читать дальше...