Новости за 01.01.2018

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

BI Intelligence

This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

Smart speakers — Amazon's Echo, for example — are the latest device category poised to take a chunk of our increasingly digital lives. These devices are made primarily for the home and execute a user's voice commands via an integrated digital assistant. These digital assistants can play music, answer questions, and control other devices within a user's home... Читать дальше...

Flickr/Leo Hidalgo

Ask a baby boomer about their salary, and you'll probably get a dirty look. But ask someone in their 20s or 30s, and the response might be different.

A survey conducted by The Cashlorette, a personal-finance site run by Bankrate, found that people 18 to 36 were far more comfortable than older workers discussing their salaries with coworkers, friends, and family members.

Thirty percent of millennials surveyed said they felt comfortable discussing pay with their coworkers. Читать дальше...

YouTube

• Union Square Advisors is a boutique investment bank focused on tech companies.
• Now in its 10th year, the firm keeps tabs on all the unicorns roaming the world and primarily works on transactions in the $1 billion neighborhood. 
• Founder and chairman Carter McClelland says sorting out the real unicorns from the pretenders requires investigating businesses up close and knowing every single board member and investor. 
• Union Square is private and doesn't disclose revenue... Читать дальше...

REUTERS/Philippe Wojazer

• Over 200 firms have pledged to regularly disclose the risk climate change poses to their business and implement climate-friendly initiatives as part of the Task Force on Climate-Related Financial Disclosures, a group led by Michael Bloomberg and Mark Carney.
• The push includes institutional investors, insurance giants, and pension funds, which manage a combined $81.7 trillion.
• The financial sector's engagement on climate change comes at a critical time. Читать дальше...

Steven Senn/AP

• Jon Gruden is expected to be named the next head coach of the Oakland Raiders.
• Gruden is still scheduled to be in the booth for ESPN to cover the Wild Card game between the Kansas City Chiefs and the Tennessee Titans on Saturday.
  
• The Chiefs may not want a rival's next coach to have behind-the-scenes access leading up to the game and both teams may not like Gruden talking to potential free agents even if he is just doing his job.
  

Vanni Bassetti / Stringer / Getty Images

• Americans spend the bulk of their money in three areas: housing, transportation, and food.
• Low-income Americans spend a significantly larger proportion of their money on housing.
• High-income Americans spend a much higher proportion on insurance and retirement expenses.

On average, Americans spend the bulk of their money in three areas: housing, transportation, and food.

But the picture looks a bit different... Читать дальше...

• Simple, science-backed strategies can help you actually keep your New Year's resolutions.
• Form implementation intentions, focus on abstract properties of events and things, restore your self-control relatively rapidly, and avoid temptations.
• Here's how they work.

Every year, millions of people around the world make New Year's resolutions. And every year, the great majority of us break and abandon those resolutions.

Aging is largely your chromosomes' fault. That’s what Nobel-prize winning biologist Elizabeth Blackburn discovered when she started exploring the world of the invisible, threadlike cellular strands that carry our genetic code. 

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase.

Mark Kolbe/Getty

Almost no one is bearish.

This year is poised to be one of the most profitable for the S&P 500 in this bull market, now entering its ninth year, with a double-digit gain. And all the lead strategists at top Wall Street firms expect many of the same catalysts to lift stocks again in 2018, particularly earnings growth and US economic expansion.

Across the board, Republican tax bill is expected to boost the profits of America's largest companies, and possibly reward shareholders through more buybacks. Читать дальше...

AP Photo/Evan Vucci

President Donald Trump hosted a New Year's Eve party at his Mar-a-Lago private club on Sunday night complete with the glitz and glam his fetes are known for.

See inside the party, with details from the White House press pool:

Trump, first lady Melania Trump, and their 11-year-old son, Barron, paused to talk to reporters on the red carpet leading into the Grand Ballroom, where the dinner party was held.

Barron and Donald Trump were in tuxes... Читать дальше...

As we approach another holiday season and the year draws to a close, our thoughts will soon drift to our goals for 2018.

Scott Olson/Getty Images

• Bitcoin mania has been spreading in 2017.
• That would be fine if individual bitcoin investors were the only people at risk, but now that bitcoin futures have begun trading, part of the broader financial system is now exposed.
• A bitcoin crash wouldn't necessarily spread to the rest of the system, but increased leverage could make that a possibility.

Bitcoin mania is starting to look like a religion.

I say that because... Читать дальше...

Dave Smith/Business Insider

• Snap Inc.'s massive New Year's Eve party in downtown Los Angeles cost $4 million, with CEO Evan Spiegel sponsoring a performance by Drake, TMZ reported.
• There was a strict "no photos" rule for employees there, and the Snapchat app even blocked them from sending pictures and videos from the venue, a Daily Beast reporter said.
• However, some photos and videos that got out showed a massive and lavish bash.

Snap Inc., the parent company of Snapchat... Читать дальше...

Harrison Jacobs/Business Insider

• Turo is a person-to-person car-sharing service that's most easily described as "Airbnb for cars."
• I decided to try the service on a recent trip, renting an SUV for hundreds less than it would have cost through a rental company like Hertz or Enterprise.
• I had a generally pleasant experience, but the sign-up was frustrating, and I was left with a lot of questions about what happens if something goes wrong.

I've long been a sharing-economy aficionado. Читать дальше...

This video was first published on Jan. 3, 2017.

One of the most popular New Year's resolution is to lose weight. Thousands will craft diets and hit the gym this January to drop some pounds, but what are they hoping for? While many think that a skinnier body will lead to happiness, science is suggesting this may not always be true. Following is a transcript of the video.

The ugly truth about weight loss. If you're overweight, then losing some pounds is essential for getting healthy. Читать дальше...

Patrick Smith/Getty Images

• Heading into the late-afternoon games on Sunday, four teams were still alive for the final two playoff spots in the AFC.
• The Baltimore Ravens seemed like a lock for one of the spots up until the final minute, but were eliminated in dramatic fashion.
• The Ravens' loss saved the season for the Buffalo Bills.

The Baltimore Ravens seemed like a lock to make the NFL playoffs in the AFC and then they were not. Then it looked like they were a lock again... Читать дальше...

Theo Wargo/Getty Images for iHeartMedia

• Bestselling author and star podcast host Tim Ferriss doesn't believe New Year's resolutions are effective.
• Instead, he does an annual review exercise that takes about a half hour.
• He determines what activities and people accounted for 80% of both his best and worst moments from the past year.

As someone who's made a career of analyzing the habits of routines of the world's most successful people, Tim Ferriss... Читать дальше...

The Insider Picks team writes about stuff we think you'll like. Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase. 

Associated Press

• Hundreds of top women in show business have launched an initiative to fight sexual harassment and misconduct in workplaces across the US.
• A legal defense fund to assist blue-collar women is already backed by $13 million in donations.
• The initiative is called Time's Up, and includes Hollywood figures such as Shonda Rhimes, Ashley Judd, Eva Longoria, and Reese Witherspoon.

Hundreds of top Hollywood actresses and female executives... Читать дальше...

BII

This is a preview of a research report from BI Intelligence, Business Insider's premium research service. To learn more about BI Intelligence, click here.

Nearly every global bank is experimenting with blockchain technology as they try to unleash the cost savings and operational efficiencies it promises to deliver. 

Banks are exploring the technology in a number of ways, including through partnerships with fintechs, membership in global consortia, and via the building of their own in-house solutions. Читать дальше...

Max Whittaker/Reuters

• The average American has cut daily water use by 6 gallons.
• Conservation of fresh water is important because it is a limited resource.
• Efficiencies in states like California and Texas – which are experiencing droughts – can serve as models for other states to reduce consumption.

The average American is using a lot less water on a daily basis. Six gallons less, to be exact.

The US Geological Survey’s National Water Use... Читать дальше...

Business Insider

A viral diet that's been shown to burn 10 times more fat than a standard diet is gaining momentum among Silicon Valley tech workers. And it involves eating a lot of fat.

The ketogenic or "keto" diet — which first became popular in the 1920s as a treatment for epilepsy and diabetes — limits carbohydrates to no more than 50 grams a day, which is the rough equivalent of a plain bagel or a cup of white rice. By comparison, dietary guidelines from the US Department of... Читать дальше...

Getty/Timur Emek

• Venmo and other mobile payment apps have changed the way many of us spend — and send — money.
• After Apple Pay Cash launched in early December, some speculated it could be the death of Venmo.
• But a lesser-known service called Zelle likely poses a bigger threat to Venmo, and my recent experience with it shows why.

I've been looking for a Venmo replacement ever since I started using it.

Venmo's unavoidable social feed isn't my thing... Читать дальше...